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Personal is for everyday crypto spending, Business is for team treasury and cards, and Blog brings practical guides and product updates in one place.

PersonalA virtual Visa card inside Telegram for topping up with crypto and spending online or in stores where cards are accepted.For individualsBusinessA finance workspace for teams to manage stablecoin balances, virtual cards, permissions, analytics, and controlled spending.For companies and teamsBlogClear articles about crypto cards, payments, compliance basics, travel use cases, and Karta product news.Guides and updates
Terms of useRules for using Karta services, cards, accounts, fees, eligibility, prohibited activity, and digital asset risks.Privacy PolicyHow Karta handles personal information for onboarding, support, compliance, security, and product use.
WE WORK WITH THE BEST

Who we're built for

Web3 Business

Built for Web3 teams that need reliable accounts and seamless crypto-to-fiat payments — with zero hidden fees and global access.

Marketing Agencies

Simplify crypto payments and control team spending with smart virtual cards, budgets and real-time analytics.

Freelancers

Get paid and pay others in stablecoins — no company setup, no borders, just smooth global payments.

Receive, store, and send funds with
a stablecoin balance using crypto rails in over 150 countries.

Stablecoin Wallet. Dollar-Backed. 0% Fees.

Our MPC-powered non-custodial wallet is the foundation of your finance stack. It safely holds and moves funds across chains and into the real world — with no fees, unlimited transfers, and full visibility. All the crypto complexity? Handled. You just focus on running your business.

Supported for Major Blockchain Networks

Issue Stablecoin-Backed Cards Globally

Issue unlimited virtual cards with custom limits and merchant controls, freeze or unfreeze instantly. Make On/Off-ramps worldwide. Start making transactions instantly anywhere Visa is accepted.
Get Card Now

Issue Stablecoin-Backed Cards Globally

Issue unlimited virtual cards with custom limits and merchant controls, freeze or unfreeze instantly. Make On/Off-ramps worldwide. Start making transactions instantly anywhere Visa is accepted.
Get Card Now

Use Karta in Over 150 Countries

Available in Your Geo

Receive Funds Globally

Receive USD or crypto with ACH, SEPA, or Wire transfers, convert instantly with Stablecoin Accounts.

Make Crypto-to-Fiat Payments

Pay partners, customers, employees and creators. Send WIRE / ACH / SWIFT directly from your crypto wallet.

Teams and Budgets

Set up a budget limit, delegate it to a manager, and let employees themselves control expenses — it's all approved.

Multi-sig

SOON
Require multi-party approval for each transaction. 
Reduce risk with threshold-based signatures.

Apply in less than 10 minutes!

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API

Power your crypto business with scalable APIs.

Analytics

Holds, spends, and declines, top expenses by buyers and cards - all the essentials on one screen.

Get 1% Cashback on Your Spend

Pro users now get 1% back on eligible purchases across selected MCCs. More value with every transaction.

Fueling collaboration and growth with secure, scalable crypto infrastructure trusted around the world.

980+

Active Teams

99.9%

Platform Uptime

440M

Total Transactions

$19M+

Transaction Volume

Security Under Your Control

No Single Point of Compromise

With MPC, private key shares are generated and encrypted in isolated secure hardware enclaves across multiple cloud centers and used for multi-stage signing without ever being combined, eliminating any single point of compromise.

Detailed Action Audit

Karta keeps a thorough record of every user action, making it simple for you to meet compliance standards and promptly pinpoint the source of any problems that may come up.

F.A.Q.

What is Karta?
How do I get started?
How can I top up or withdraw funds?
What are the fees for using Karta?
How long does verification take?
Which crypto currency do you support?
Is Karta secure?
Do you have API or integrations?
How can I contact support?

Simplify finance management
‍with Karta

Start for Free
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Karta Finance products may not be available to all customers. Terms and conditions apply and are subject to change.

Karta Finance is a financial technology company, not a bank and not insured by the FDIC.